While Capital International offers many benefits, it’s important to be aware of a few limitations:
- 💼 Tax Planning: Capital International doesn’t provide built-in tax optimization strategies. If you’re looking for a platform that includes tax deferral benefits or specific tax wrappers, this might not be the best fit for your needs.
- 📈 Adviser-Dependent: The platform offers a broad selection of investment options, but performance is highly dependent on the adviser’s ability to choose and manage funds effectively. Investors will need to ensure they’re working with a knowledgeable adviser who can guide them to the best choices for their portfolio.
- 📝 Onboarding Process: Because of the Isle of Man's regulatory framework, the onboarding process can involve some paperwork and compliance checks. It’s thorough, which adds to the platform’s security, but it may take a bit longer than more straightforward platforms.